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Bad Mortgages 6PM Hr (1/5)
Wall Street Journal Outlines Rep. Joe Baca's Responsibility For Riff Raff Loans
[0:04:33] ... politically appropriate on Italian with this one dog millionaire movie rates seem. When located at dies entity. Than the big wealth to dance as as they have a little outdoor house -- crap ...
[0:08:09] ... talk. These illegal. When the banks were openly. Marketing for illegal alien mortgage we knew that then I remember us talking about like what they don't. Listen to us. This whole economic collapse would not have happened. You get illegal aliens being pursued by major banks and you have a congressman Joe block who is it up to his hips. -- it and -- out they considered it the big untapped market particularly when the housing boom started the hell off a little -- 20042007. That's a lot of his focus is on your mortgage lenders flooded. Mr. pockets San Bernardino California district with loans that often didn't require down payments or solid credit ratings or documentation ...
[0:10:15] ... word for home to work with industry and community groups to increase mortgage lending to Latinos and we come back. Explain just how much money. Jill buck a senior in a regional pocket junior. From the mortgage industry owners. Voters -- intention to defiance exported stimulating talk radio. Tonight -- Kennedy and sets at 730 the lord has. ...
[0:11:27] ... for this group -- we think this group was going to increase mortgage lending to Latinos. Well the national association of Hispanic real estate professionals they jumped right on this Wall Street Journal says they ...
[0:12:03] ... was created in 2003. To work with industry community groups to increase mortgage lending to Latinos. I get this in Washington Mutual vice president was chairman. Of its advisory committee. Companies that donated a 150 ...
[0:12:40] ... districts. It found Hispanic homeownership on the rise thanks to new flexible mortgage loan products that the industry was a duck -- adopting. ...
[0:12:49] ... Yes -- flexible mortgage products -- No no proof of income. No down payment. History and I NA needle nose. No income no assets the national association of Hispanic real estate professionals one of the sponsors of -- are. She -- the research data built a large membership to market loans to Latinos. They grew to 16000 agents mortgage brokers and again. They didn't care that these illegal aliens couldn't pay the mortgages because all these mortgages were going to be ...
[0:13:59] ... seem minimal we would say is he breathing okay we'll give a mortgage yet and that's stupid. That that that -- ass tonight. These these coming real estate agents are -- many of camera wire ...
[0:14:52] ... Seller financed down payment assistance program seller France oh I see the mortgage company would put the down payment. Yes would make the down payment and higher for a buyer of the words they would ...
[0:16:00] ... When work slowed of course he ran into trouble is adjustable rate mortgage the payments -- increasing the price of the house is going to drop. I started to think is really worth it and ...
[0:22:11] ... the areas of the country they have some of the highest default rates. The article actually focuses on congressman Joe -- From Southern California. -- subject of the John and Ken show whose political human sacrifice a few years back is district covers San Bernardino and other parts out there. And of course have been huge huge default rates in an area. Well -- guy and his congressional Hispanic caucus which he chairs forms something called hold our housing initiatives. To work with industry community groups to increase mortgage lending to Latinos. They succeeded doing that. ...
[0:22:46] ... it didn't matter -- Latino walked in the door they got a mortgage. They -- didn't -- it and other Democrats and Republicans including George Bush worked for years promoting this idea that it's unfair that minorities don't own homes at the same rates as white people. That's because white people make more money so they can afford to own homes and higher percentage. He got ...
[0:30:21] ... congressman. Working with this Hispanic real estate professional group working with the mortgage lenders working with other nonprofit we know. You wonder that this be time to read these stories nobody stopped and said I'm -- these people actually going to be able pay for these ladies are. What do I mean if you're given a loan to somebody who who's who's obviously a garden right. But there but that that your your -- a month three or 400000 dollars. Thank you take short term profit by you get your mortgage going to get get bonus whenever you get your cut you get your bonus the mortgages sold to somebody else. They all ...
[0:31:34] ... can't they -- name. But the loan officers the loan officers the mortgage brokers all these bastards who were involved in the change of making the deal. You're hoping there'll suffering right now that there were some rough justice -- all -- for all the sins committed there is also pretty good story in the New York Times about Washington Mutual. Not just -- lending to Latinos who couldn't pay the loans but just going crazy in general may actually talk to again. Who was one of their mortgage brokers who's now in prison. Few of these guys are in prison. Not a Fed up. He said I'd lie if I ...
[0:33:20] ... up again all sorts of problems. Are these these anchors are these mortgage brokers actually work. And -- that -- that their work indicate picnic -- house now that's what I want to here. After ...
Ghoul Pool 5PM Hr (1/5)
Ghoul Pool 2008 Winners & 2009 Entries
[0:27:56] ... All right -- well yes and that's actually for picked settlement rates and I'm not so -- ...
[0:38:18] ... come back congressman Joe -- San Bernardino and his role in the mortgage disaster. Encouraging outpour of Hispanics and illegal aliens homes that it couldn't afford -- deserve. We'll tell you become bacterial grants and ...
Ken's Trip 3PM Hr (1/5)
Ken Recounts His Trip To Asia
[0:13:37] ... any thing itself and I landlords and that's California currency tonight or mortgage company. If that's right as I don't work. Now Schwarzenegger is budget proposal for. 910. Hyde does include reducing the did dependent ...
[0:27:31] ... anywhere else. What happens. Worst. Grades worst test scores highest drop out rates imaginable. Why nobody rational world except this stuff. But it's repeated every day by the stupid asks the newspaper they're stupid masses ...
Financial Advice_Hr4_1-5-09
Tom gives financial tips on how to save money in the new year.
[0:05:12] ... existing rate until you call about -- Asked them to lower the rates. ...
[0:05:40] ... telling you you'll get a lower rate same thing -- the interest rates are you credit cards. Call to tell you don't want there's lower rates the new dean lowered his visa card down interest rates finance charge you lowered it. I'm from thirteen to Denver isn't. Just by calling up and say hey your -- to why ...
[0:14:35] ... Now what -- what did you -- what's your interest rates there. ...
[0:30:43] ... I don't forget the rates want you buying a house -- ...
[0:30:52] ... are you buying it now I'm not asking how you paying the mortgage you read it funny bush said down payment. Please get -- truck. ...
[0:31:45] ... So how are you gotta pay the mortgage if you're gonna have my house in banning and you have no job -- ...
[0:32:19] ... you're gonna have to pay for what they call EMI which is mortgage insurance. And they add that to the price of your how -- And -- paying interest on forever. ...
[0:41:54] ... I mean it could mean. But -- know interest rates -- basically. A. ...
NPR: 01-05-2009 Talk of the Nation - Hour 1
Stories: 1) Building A Better Economic Stimulus Plan 2) Op-Ed: Backing Burris For Being Black?
[0:04:16] ... right -- seek government span lasts. Cut taxes in terms of tax rates and encourage people to think that we're gonna live within our means. Robert should be novel. ...
[0:09:53] ... having to pay interest flying stones school. And they can lower the rates that they could have made. Amount that they give you that you don't have to take make interest payments online it's still ...
[0:10:51] ... main street to students and two. Two small businesses in two. Distressed mortgage -- but it didn't work hasn't worked so maybe that's our program needs to be completely changed. And hopefully Kelly you can ...